Employer-sponsored health insurance (ESI) is over a trillion-dollar market with about 160 million Americans (a majority) participating as plan members, of which about 80 million are policy holders. The policies are valuable not only to employers and employees, but society generally. The annual social value of ESI is about $1.5 trillion beyond what policyholders, their employers, and taxpayers pay for it. That additional value is an average of almost $10,000 per life year covered. Read full Working Paper here.

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